Annuity Blogger

In today’s economic climate everyone wants to try and save money where they can and one of the quickest and easiest ways to do this is to swap some of the items you use, your utilities providers or the type of food you buy for cheaper alternatives. Follow this guide to the best things to swap and you will be pleasantly surprised at how much you are able to save, giving you more money to spend on life’s little luxuries.

Brand Switching

One of the things that people spend the most money on is shopping and food shopping in particular is something which seems to have become more expensive. There are ways in which you can make it cheaper and by doing some sensible product swapping you will be amazed at how much money you can save.

If you would normally buy a particular brand of cereal, for example, then why not give the supermarket’s own brand a try? You may be pleasantly surprised at how it tastes and the money you will save. If you already buy the supermarket’s own-brand products and want to save even more money then most supermarkets have a budget range, so why not give this a go? There are bound to be certain products for which you want to stick with the brand name but for generic items the supermarket’s own brand or even cheaper budget range can be just as good and much cheaper.

Utilities

One great way to save money which will make no difference to you and how you live, except for the fact you should have a bit more money, is to look at swapping utilities providers, insurance companies and mobile-phone networks. You might think you are already getting a good deal but it is still worth comparing energy prices to see if there are savings to be made.

Another easy way of saving money on utilities is to change to energy-efficient light bulbs. This small change will not only help the environment but also help you to save money on energy bills.

Little Things That Can Make a Big Difference While swapping utilities providers and food brands is important, there are also lots of smaller things you could consider swapping which will not save you lots of money on their own but when combined will add up to a significant sum.

These things could include swapping your bottled water for tap water and washing clothes at a lower temperature. If you have children you could change to re-usable towelling nappies rather than using disposable ones. Add to these the money you could save by paying some bill with direct debits or online to save on postage and all these seemingly small gestures could add up.

There are many ways that you can save money by making large and small changes. In addition, many of these ways to save money are also better for the environment, meaning that you are not only helping yourself but helping the world in which we live as well.

Post written by Tony, a personal finance blogger based in the UK for SO Switch.